See when your cash runs dry, category by category
Banking disrupted? Job change? Enter your real monthly expenses and find the exact cash total you need — and which category fails first.
How much cash do you actually need?
Enter your real monthly expenses and choose how many days you want to cover. Everything computes instantly in your browser.
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Your numbers stay in your browser. Nothing is saved or sent.
Currency:
When to revisit this
Your cushion changes when life changes. Bookmark this and check back at these moments.
Job or income change
A new role, a layoff, or freelance shifts change your daily burn rate entirely.
Relocation or new household member
Moving cities or welcoming a child shifts your category costs.
Banking or crisis headline resurfaces
When the news makes you wonder “do I have enough?”, run the numbers again.
Couples tip: both run it separately and compare weakest links — you may be underprepared in different categories.